Embrace Recruiting	Embrace Corporate
Derek Lombard Embrace Home Loans 25 Enterprise Center Middletown, RI 02842 phone: 1-800-333-3004 ext.3097 email: careers@embracehomeloans.com	Embrace Home Loans 25 Enterprise Center Middletown, RI 02842 p: 1-800-333-3004 ext.3097 f: 1-800-333-3450

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Delaware Retail Office 3301 Lancaster Pike, Suite 1D Wilmington, DE 19805 Phone: 302.657.0181 Florida Retail Office - Maitland 485 N Keller Rd, Suite 550 Maitland, FL 32751 Phone: 800.333.3004 Florida Retail Office - Miami 11440 N. Kendall Drive, Suite 405 Miami, FL 33176 Phone: 305.492.7446 Florida Retail Office - Tampa 302 Knights Run Avenue, Suite 100 Tampa, FL 33602 Phone: 813.229.3600 Georgia Retail Office 1125 Commerce Drive, Suite 100 Peachtree City, GA 30269 Phone: 770.631.4000 Maryland Retail Office - Annapolis 888 Bestgate Road, Suite 417 Annapolis, MD 21401 Phone: 443.837.3100 Maryland Retail Office - Columbia 7226 Lee DeForest Drive, #101-A Columbia, MD 21046 Phone: 410.423.6457 Maryland Retail Office - Frederick 37 N Market Street, 2nd Floor Frederick, MD 21701 Phone: 301.921.0070 Maryland Retail Office - Gaithersburg 904 Windriver Lane, Suite 101 Gaithersburg, MD 20876 Phone: 301.978.9775 Maryland Retail Office - Rockville 800 King Farm Boulevard, Suite 210 Rockville, MD 20850 Phone: 301.921.0070 Maryland Retail Office - Towson 8600 LaSalle Road, Suite 335 Towson, MD 21286 Phone: 800.333.3004 Maryland Retail Office - Waldorf 2255 Crain Highway, Suite 205 Waldorf, MD 20601 Phone: 301.645.9400

Missouri Retail Office 1001 Craig Road, Suite 260 St. Louis, MO 63146 Phone: 314.569.9899 New Jersey Retail Office 1 Greentree Center, Suite 201 Marlton, NJ 08053 Phone: 609.988.5504 North Carolina Retail Office 3344 Six Forks Road, Suite 3344 Raleigh, NC 27609 Phone: 919.571.8444 Pennsylvania Retail Office Eight Neshaminy Interplex, Suite 109 Trevose, PA 19053 Phone: 800.333.3004 Virginia Retail Office - Bedford 311 West Main Street, Suite C Bedford, VA 24523 Phone: 434.258.4894 Virginia Retail Office - Culpeper 608 South Main Street Culpeper, VA 22701 Phone: 800.787.6630 Virginia Retail Office - Fairfax 9990 Fairfax Boulevard, Suite 340 Fairfax, VA 22030 Phone: 703.279.8800 Virginia Retail Office - Herndon 950 Herndon Parkway, Suite 285 Herndon, VA 20170 Phone: 800.333.3004 Virginia Retail Office - Lynchburg 103A Paulette Circle Lynchburg, VA 24502 Phone: 434.237.5111 Virginia Retail Office - Reston 11700 Plaza America Drive, Suite 150 Reston, VA 20190 Phone: 703.591.7144 Virginia Retail Office - Salem 2820 Keagy Road, 2nd Floor Salem, VA 24153 Phone: 540.375.3190

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Public Transportation Take the #63 Bus. Get off at the West House stop. Walk down the hill, along the sidewalk, to 25 Enterprise Center (the two story, brick building on the corner of East Main and Enterprise Center). Proceed to second floor. Bus runs hourly; Arrives and departs at quarter past the hour. Consult www.ripta.com for connections. From North Take Rt. 95 South to Rt. 4 South. Follow Rt. 4 to Rt. 1 South. Take Rt. 138 East Exit towards Jamestown/Newport. Follow Rt. 138 over Jamestown and Newport ($2.00 toll) Bridges. Stay on Route 138 until you come to the bottom of the exit ramp. (You will see Newport Grand in front of you). At the light, take a left. This will put you on Admiral Kalbfus Road. Go straight until the second light. Take a left. This is West Main Road (Rt. 114). Follow down to next major intersection (~0.7 miles). Bear right passing Rite Aid on your right. This is East Main Road (Route 138). Continue to your 4th set of lights. (You will pass by Shaw’s Market and BJ’s Wholesale Club). After the 4th light, you will see Marshall’s Shopping Plaza/McDonald’s on your left-hand side. We are located on Enterprise Center directly after Marshall’s Shopping Plaza/McDonald’s on the left. From West Take Rt. 138 East towards Jamestown/Newport. Follow Rt. 138 over Jamestown and Newport ($2.00 toll) bridges. Stay on Rt. 138 until you come to the bottom of the exit ramp. (You will see Newport Grand in front of you). At the light, take a left. This will put you on Admiral Kalbfus Road. Go straight until the second light. Take a left. This is West Main Road (Rt. 114). Follow down to next major intersection. Bear right passing Rite Aid on your right. This is East Main Road (Rt. 138). Continue to your 4th set of lights. (You will pass by Shaw’s Market and BJ’s Wholesale Club). After the 4th light, you will see Marshall’s Shopping Plaza on your left-hand side. We are located on Enterprise Center directly after Marshall’s Shopping Plaza/McDonald’s on the left. From Seekonk/Fall River Take Rt. 195 East to Rt. 24 South. Take Exit 1. (Middletown Beaches Exit) Bear right at the bottom of the ramp. At the traffic light, (You will see CVS) take a right onto East Main Road. (Rt. 138). Continue on for 7 ½ miles. You will see Middletown Town Hall (White building) on your right. Enterprise Center is located after the Town Hall off of East Main Rd. (Rt. 138) on the right. From Barrington/Warren/Bristol Take Rt. 114 South over the Mount Hope Bridge. Follow Rt. 114 though Portsmouth into Middletown. You will pass Stop & Shop on your right and Toyota of Newport on your left. Continue on Rt.114 until you come to an intersection with Modern Furniture Galleries on your left. Take a left. This is Valley Rd. Follow down until traffic light. At the light, take a left. You will see Marshall’s Shopping Plaza/McDonald’s on your left-hand side. We are located in Enterprise Center directly after Marshall’s Shopping Plaza/McDonald’s on the left. From Boston Take Rt. 128 to Rt. 24 South. Follow Seekonk/Fall River directions. From Connecticut/New York Follow Route 95 North to exit 3A in Rhode Island. At the end of the exit ramp bear right onto Route 138 East. Follow this road to the intersection with Route 1 North/South (a couple of miles after passing the University of Rhode Island). At this traffic light take a left onto Route 1 North and look for the Jamestown/Newport Bridges exit on the right. The Jamestown Bridge leads to the Newport Bridge ($2.00 toll). Stay on Route 138 until you come to the bottom of the exit ramp. (You will see Newport Grand in front of you). At the light, take a left. This will put you on Admiral Kalbfus Road. Go straight until the second light. Take a left. This is West Main Road (Rt. 114). Follow down to next major intersection. Bear right passing Rite Aid on your right. This is East Main Road (Route 138). Continue to your 4th set of lights. (You will pass by Shaw's Market and BJ's Wholesale Club). After the 4thlight, you will see Marshall’s Shopping Plaza/McDonald's on your left-hand side. We are located on Enterprise Center directly after Marshall’s Shopping Plaza/McDonald's on the left. From Western Massachusetts Follow Mass Pike east to Exit 10A toward US-20/WORCESTER/RT-146/PROVIDENCE (~31 miles). Follow 146 south to 95 south (~34 miles). Follow 95 south to Exit 20 - 195 east (1.7 miles). Follow 195 east to Exit 8A US-24 TIVERTON/NEWPORT (17.8 miles). Take Exit 1. (Middletown Beaches Exit) Bear right at the bottom of the ramp. At the traffic light, (You will see CVS) take a right onto East Main Road. (Rt. 138). Continue on for 7 ½ miles. You will see Middletown Town Hall (White building) on your right. Enterprise Center is located after the Town Hall off of East Main Rd. (Rt. 138) on the right.